Mike Ramirez

July in Washington — Enjoy Midsummer Protected and Ready! ☀️🌲

As July brings peak summer weather, Fourth of July celebrations, family vacations, outdoor adventures, and busy roads, it’s a great time to review your insurance coverage and make sure you’re ready for everything the season may bring in 2026!

Here’s your July checklist:

🚗 Stay Covered for Summer Travel With holiday travel, weekend getaways, and more drivers on the road, July is one of the busiest travel months of the year. Review your Auto Insurance to make sure your coverage is current before heading out on summer adventures.

🏡 Protect Your Home During Peak Summer Weather July in Washington can bring heat, dry conditions, wind, and increased wildfire risk in some areas. It’s a good time to inspect your roof, siding, gutters, and yard, and to review your Homeowners Insurance. If you have questions about storm damage, fire risk, or seasonal concerns, now is a great time to ask.

🌿 Review Coverage for Outdoor Living and Summer Equipment From patio furniture and grills to lawn equipment, bikes, and recreational gear, July is a popular time to enjoy everything summer has to offer. If you’ve recently purchased valuable outdoor items, it may be a smart time to review your coverage.

🏠 Mid-Summer Moves and Housing Changes July is a common month for moving, lease changes, travel, and temporary housing transitions. Whether you’re relocating, storing belongings, or helping a student move, reviewing your Renters Insurance can help protect your personal property during these changes.

🏢 Business Insurance for Summer Activity Summer can be an especially active time for many businesses. If you’ve hired seasonal employees, added equipment, expanded services, or increased inventory, now is a great time to review your Business Insurance and make sure your coverage still fits your needs.

❤️ Take Time to Review Your Life Insurance Summer often brings family gatherings, milestones, and time to reflect on long-term goals. July is a good reminder to review your Life Insurance and make sure it still aligns with your family’s needs, future plans, and financial priorities. A quick review today can make a meaningful difference tomorrow.

As your local State Farm Insurance Agent, I am proud to protect Everett and the surrounding Snohomish County community. I was born and raised in Central Washington, in Yakima, WA. I joined the State Farm family in 2006 and later opened my Everett agency in 2014. We are passionate about protecting Everett, WA, Bothell, WA, Mill Creek, WA, Clearview, WA, and the surrounding Snohomish County communities. My agency handles everything from homeowners’ insurance and renters insurance to auto insurance, life insurance, business insurance and more—including financial services.

My agency is known for taking a holistic approach to insurance. We focus on the big picture – we want to help you comprehensively plan for your future, protect your loved ones, and accomplish your dreams. Above all, we value the relationships we build with our customers. I truly take the time to listen and connect with each person that walks through my door. We all have someone who we love and want to protect; we’re here to help you do just that. I have surrounded myself with a friendly, compassionate, and dedicated team of insurance professionals to help you build an insurance plan that protects the people and things that matter most.

I was married in 2020 to the love of my life and we recently just had our first child, our daughter in 2025. We are both huge dog lovers. Whether it be hiking, walking our dogs, or exploring nature, we enjoy spending time outdoors together. My Washington roots run deep. I grew up here, attended Pacific Lutheran University, and am now proud to protect and give back to my community. My team and I love meeting new people. Let us warmly welcome you to the Mike Ramirez State Farm family – we’re always ready to help you find the right home, renters, auto, life, or business insurance for your needs. My bilingual team can assist you in English or Spanish -- se habla espanol. Click, call, or come visit us at our Everett, WA office today.

FAQ’s

- Question: How long has Mike been involved with State Farm?

- Answer: Mike has over 20 years experience in the State Farm World!

-Question: Is this office able to help me with all kinds of insurance?

-Answer: Pretty much! We are able to help with auto, home, renter’s, life, business, recreational vehicle insurance, health insurance, and financial services. Call us if you have questions about a specific need!

-Question: What are some ways to get a discount on my insurance?

-Answer: We offer all kinds of discounts on insurance, but we’ll need to talk more to figure out which you qualify for. Give us a call or stop in and we can review what discounts you can get!