Mike Ramirez

January in Washington — Start the New Year Covered! ❄️🌧️

The new year is here, bringing cold days, occasional snow, and plenty of fresh starts. As you set your goals and plans for 2026, it’s the perfect time to review your insurance coverage and make sure you’re protected all winter long. 🎉✨

Here’s your January checklist:

🚗 Winter Roads & Weather Hazards Snow, ice, and slick roads can make driving challenging. Double-check your Car Insurance to ensure you’re covered for winter conditions and any early-year travel plans.

🏡 Home Maintenance & Protection Cold snaps and winter storms can impact your home. Take a moment to review your Homeowner’s Insurance and consider any updates after holiday renovations or weather damage.

🎓 Students Settling In for the Semester With college back in session, confirm your Renters Insurance is current to protect your student’s belongings both on and off campus.

💼 New Year, New Business Goals Local business owners: as you kick off 2026, review your Business Insurance to align coverage with your evolving needs and growth plans.

❤️ Life Insurance Review A new year is a great time to revisit your Life Insurance policy to ensure it continues to protect your loved ones as your family and finances grow.

📍 Based in Everett, Mike Ramirez State Farm is here to help you start the year strong—with confidence in your coverage through every season. Reach out anytime to review your policies and get ready for whatever 2026 brings! ❄️✨

As your local State Farm Insurance Agent, I am proud to protect Everett and the surrounding Snohomish County community. I was born and raised in Central Washington, in Yakima, WA. I joined the State Farm family in 2006 and later opened my Everett agency in 2014. We are passionate about protecting Everett, WA, Bothell, WA, Mill Creek, WA, Clearview, WA, and the surrounding Snohomish County communities. My agency handles everything from homeowners’ insurance and renters insurance to auto insurance, life insurance, business insurance and more—including financial services.

My agency is known for taking a holistic approach to insurance. We focus on the big picture – we want to help you comprehensively plan for your future, protect your loved ones, and accomplish your dreams. Above all, we value the relationships we build with our customers. I truly take the time to listen and connect with each person that walks through my door. We all have someone who we love and want to protect; we’re here to help you do just that. I have surrounded myself with a friendly, compassionate, and dedicated team of insurance professionals to help you build an insurance plan that protects the people and things that matter most.

I was married in 2020 to the love of my life and we recently just had our first child, our daughter in 2025. We are both huge dog lovers. Whether it be hiking, walking our dogs, or exploring nature, we enjoy spending time outdoors together. My Washington roots run deep. I grew up here, attended Pacific Lutheran University, and am now proud to protect and give back to my community. My team and I love meeting new people. Let us warmly welcome you to the Mike Ramirez State Farm family – we’re always ready to help you find the right home, renters, auto, life, or business insurance for your needs. My bilingual team can assist you in English or Spanish -- se habla espanol. Click, call, or come visit us at our Everett, WA office today.

FAQ’s

- Question: How long has Mike been involved with State Farm?

- Answer: Mike has over 20 years experience in the State Farm World!

-Question: Is this office able to help me with all kinds of insurance?

-Answer: Pretty much! We are able to help with auto, home, renter’s, life, business, recreational vehicle insurance, health insurance, and financial services. Call us if you have questions about a specific need!

-Question: What are some ways to get a discount on my insurance?

-Answer: We offer all kinds of discounts on insurance, but we’ll need to talk more to figure out which you qualify for. Give us a call or stop in and we can review what discounts you can get!